Sleep & Pay Terms

No need to pay the full purchase price of a mattress today. With Sleep&Pay, you can be sleeping on your new Sleepovation Mattress today and making low monthly debit or credit card payments for the next 12 to 18 months. With Sleep&Pay, the mattress can be yours today with no interest, no fees and no waiting*. Sleep&Pay is Sleepovation’s Installment Purchase Plan. With this plan you pay no interest, no fees and no waiting to get your mattress. It's so much better than layaway!

At checkout, choose the Sleep&Pay option, and the cost of your purchase (list price), minus a down payment of $399 that includes your first month's payment, is divided into as many as eighteen equal monthly payments. Coupons, promo codes, and discounts are not able to be used in conjunction with Sleep&Pay. You will not be charged any interest or any fees when using Sleep&Pay.

<sup>Example:
Queen Mattress:
$1749 (list price)
- $399 (down payment)
$1350/18 = $75 per month payment.</sup>  

Monthly costs (after $399 down payment):

Twin = $52 per month

TwinXL = $58 per month

Full = $63 per month

Queen = $75 per month

King = $86 per month

Cal King = $86 per month

As a bonus, if you pay off the mattress in under 12 months, we’ll give you a $200 installment refund (payable within 30 days of your final payment) as a thank you.

We will charge your credit or debit card for the down payment of $399 when your order is completed. The balance is then automatically charged to your credit or debit card in equal monthly installments beginning 30 days after the original ship date.

Sleep&Pay orders may be subject to credit verification by Sleepovation LLC, and we may review the credit report. You may contact Sleepovation LLC at (908) 360-2220 to see if a credit report was requested and the name and address of the credit reporting agency that conducted the report (if applicable). Please note: certain payment methods, including prepaid cards, are not be available for items purchased with Sleep&Pay. *Sleepovation LLC does not assess interest charges or fees on Sleep&Pay. However, use of a credit card for Sleep- Pay options may result in interest charges in accordance with the normal terms and conditions of your individual credit card agreements.