Credit Disclosure Agreement

You authorize Sleepovation LLC ("Sleepovation") to obtain and use consumer reports from one or more consumer reporting agencies about you for the purpose of applying for a Sleepovation Installment Purchase Plan (“Sleeep&Pay”). You also authorize Sleepovation to periodically, throughout the term of your Sleeep&Pay, obtain and use consumer reports to make decisions related to the servicing and collection of your account. You understand that Sleepovation may report information about your account, such as on-time, late, missed payments, any defaults, and the fact you paid off your account to consumer reporting agencies. You hereby release Sleepovation, including its employees, agents or representatives from any and all liability for furnishing such information. You authorize Sleepovation to verify information in your consumer report, and to contact third parties without further notice to you to verify any such information. You also release Sleepovation from any and all liability for conducting such an investigation.

Upon written request, Sleepovation will provide you with the name and address of the Consumer Reporting Agency contacted to supply the report.